Last Updated: November 7, 2026
Our Core Principle: Education Over Promotion
FINNANCES exists to provide accessible financial education, with a particular focus on readers who are just starting out. Every editorial decision is measured against this mission.
1. Independence & Conflicts of Interest
- No Paid Content: We do not publish paid, sponsored, or advertiser-commissioned content, and we do not accept payment or gifts in exchange for covering any company, product, or service.
- No Affiliate Influence: Affiliate relationships, where they exist, never determine which topics we cover, how we cover them, or the conclusions we reach. Any content containing affiliate links follows the rules set out on our Transparency page, including a clear disclosure at the top of the content, before any affiliate link appears.
- Personal Holdings Disclosure: If an author holds a financial position in any specific security, company, or financial product mentioned in an article, this will be clearly disclosed within that article, at or near the top of the content, with a note such as: “Disclosure: The author holds a position in [asset name] at the time of publication.”
2. Accuracy & Corrections
- Fact-Based: We rely on reputable public sources, official data, and recognized research.
- Clear Sourcing: We cite sources where practical and distinguish between data, analysis, and opinion.
- Mistakes Happen: We promptly review and correct significant factual errors when verified. When a correction materially changes an article, we add a visible note stating the date and nature of the correction.
3. Transparency with Readers
- No “Secret” Advice: We explain concepts clearly, avoiding jargon without explanation.
- Risk First: Every discussion of investing includes clear risk warnings.
- Not Individualized: Our educational content is intended for broad audiences and is not tailored to any individual financial situation, investment profile, risk tolerance, or financial objective.
- No Predictions: We do not make price predictions, “hot take” forecasts, or guarantees. When we reference forecasts or projections published by official institutions or other third parties, we attribute them clearly and present them as uncertain.
4. What We DON’T Do
- ❌ We do NOT provide personalized financial advice.
- ❌ We do NOT recommend specific investments for you.
- ❌ We do NOT promise profits or specific results.
- ❌ We do NOT engage in pump-and-dump or market manipulation.
- ❌ We do NOT allow advertisers to influence our content.
5. Reader Engagement
- Questions Welcome: We encourage questions that help us create better educational content.
- Critical Feedback: We review constructive criticism and respond where appropriate.
- Community Standards: Comments and discussions should be respectful and educational.
6. Our Commitment
This code is living documentation. As FINNANCES grows, these principles will guide our expansion while keeping our educational mission central.
Material changes to this Code will be reflected in the ‘Last Updated’ date at the top of this page. For significant changes that may affect reader rights or our editorial commitments, we will endeavor to provide notice through the Site. Your continued use of the Site after changes become effective constitutes acknowledgment of the updated Code.
7. Legal Status of This Code
This Editorial Ethics Code is incorporated by reference into our Terms of Use and forms part of the contractual framework governing your use of this Site.
This Code should be read in conjunction with our:
- Terms of Use: https://finnances.com/terms-of-use/
- Disclaimer: https://finnances.com/disclaimer/
- Privacy Policy: https://finnances.com/privacy-policy/
- Transparency Page: https://finnances.com/transparency
- Cookie Policy: https://finnances.com/cookie-policy/
Nothing in this Editorial Ethics Code creates any professional, advisory, or fiduciary relationship between FINNANCES and its readers. Our content remains purely educational and informational in nature, as further detailed in our Disclaimer and Terms of Use.
Questions about our ethics? Contact: legal@finnances.com
