Cookie Policy

Last Update: January 6, 2026

At FINNANCES (“we,” “our,” or “the Site”), we use cookies and similar tracking technologies to enhance your browsing experience, analyze traffic, improve website functionality, and display personalized content and advertisements.

This Cookie Policy explains what cookies are, how and why we use them, your rights and choices regarding cookies, and how certain third-party providers may process information collected through cookies and similar technologies.

This Policy should be read together with our Privacy Policy and Terms of Use.


1. Data Controller

FINNANCES is operated from Brazil and acts as the controller of personal data processed through cookies and similar technologies on this Site.

For privacy, security, and operational reasons, the Site does not publicly disclose its full physical address. Individuals exercising their privacy rights, regulatory authorities, or other parties with a lawful basis may request additional identification or contact information through the channels provided in this Policy where required by applicable law.

If you have questions regarding this Cookie Policy or your personal data, you may contact us at:

E-mail: contact@finnances.com


2. What Are Cookies

Cookies are small text files stored on your device when you visit a website.

They allow websites to recognize your device, remember preferences, improve performance, analyze visitor behavior, and support security and advertising functions.

Cookies may be:

  • First-party cookies — set directly by our Site; or
  • Third-party cookies — set by external providers such as analytics or advertising partners.

Similar technologies such as web beacons, pixels, tags, and local storage technologies may also be used for comparable purposes.


3. Types of Cookies We Use

We use the following categories of cookies on FINNANCES:

Essential Cookies

These cookies are necessary for the operation, security, and core functionality of the Site.

They enable functions such as page navigation, security protections, fraud prevention, and access to certain features.

Because these cookies are strictly necessary, they generally cannot be disabled through our consent tools.


Performance and Analytics Cookies

These cookies help us understand how visitors interact with the Site by collecting information such as:

  • Pages visited;
  • Traffic sources;
  • Time spent on pages;
  • Navigation behavior;
  • Device and browser information.

This information helps us improve performance, usability, and content quality.

Examples may include analytics technologies provided by services such as Google Analytics.

For visitors located in jurisdictions where consent is legally required — including the European Economic Area (EEA), the United Kingdom, Brazil, and other applicable jurisdictions — these cookies are activated only after your consent has been obtained, in accordance with the GDPR, UK GDPR, and the Brazilian LGPD (Lei nº 13.709/2018), as applicable.


Functional Cookies

These cookies allow the Site to remember certain preferences and settings, such as language preferences or user interface customizations.

They help provide a more personalized browsing experience.


Advertising and Targeting Cookies

These cookies may be set by us or by third-party advertising partners such as Google AdSense.

They may be used to:

  • Display advertisements relevant to your interests;
  • Limit how frequently ads appear;
  • Measure advertising effectiveness;
  • Build audience insights and analytics.

These technologies may track browsing behavior across websites and devices.

Under certain U.S. privacy laws, including the California Consumer Privacy Act (CCPA/CPRA), this type of processing may be considered “sharing” of personal information for targeted advertising purposes.

You may opt out of this processing as described below.


4. How We Use Cookies

We use cookies and similar technologies to:

  • Ensure proper operation and security of the Site;
  • Maintain user preferences and settings;
  • Analyze traffic and user behavior;
  • Improve website functionality and content;
  • Measure marketing and advertising performance;
  • Deliver personalized advertising;
  • Prevent fraud, abuse, and unauthorized activity.

5. Legal Basis for Cookie Processing (EEA / UK / Brazil)

For users located in the European Economic Area (EEA), the United Kingdom, and similar jurisdictions, our use of cookies is based on the following legal grounds under applicable data protection laws:

  • Consent — for non-essential cookies, including analytics, advertising, personalization, and targeting cookies;
  • Legitimate Interests — for strictly necessary cookies required for security, fraud prevention, technical functionality, and basic operation of the Site.

Where consent is required, non-essential cookies will only be activated after you provide consent through our cookie consent banner.

Legal Basis Under the LGPD (Brazil)

For users whose data is processed in Brazilian territory, our use of non-essential cookies — including analytics, advertising, and personalization cookies — is based on your consent, as required by the LGPD (Art. 7, I). You may withdraw your consent at any time through our cookie preferences tool, without affecting the lawfulness of any processing carried out before withdrawal.


6. Consent Banner and Cookie Preferences

When required by applicable law, visitors are presented with a cookie consent banner allowing them to:

  • Accept all cookies;
  • Reject non-essential cookies;
  • Customize cookie preferences.

You may update or withdraw your consent at any time through our Cookie Settings tool or consent management interface available on the Site.

Withdrawing consent does not affect the lawfulness of processing carried out before withdrawal.


7. Third-Party Cookies and Services

Some cookies and tracking technologies on our Site are provided by third-party services, including but not limited to:

  • Google Analytics;
  • Google AdSense;
  • Advertising networks;
  • Analytics and measurement providers.

These providers may independently collect information regarding your browsing activities across websites and services in accordance with their own privacy policies.

For more information regarding how Google processes information, please visit:

👉 “How Google uses information from sites or apps that use our services


8. International Data Transfers

As the operator of this Site, FINNANCES is established in Brazil and acts as the data controller responsible for all cookie-related data processing decisions conducted through this Site.

Data collected through third-party cookies and tracking technologies — including those provided by Google Analytics, Google AdSense, and similar services — may be transferred directly from your browser to the servers of the respective third-party providers, located primarily in the United States and other jurisdictions outside your country of residence.

FINNANCES seeks to ensure that such transfers are conducted in accordance with applicable data protection laws, including:

  • The international data transfer requirements of the Brazilian LGPD (Lei nº 13.709/2018);
  • The Standard Contractual Clauses (SCCs) approved by the European Commission, relied upon by third-party providers such as Google for transfers involving users located in the European Economic Area and the United Kingdom;
  • Other lawful transfer mechanisms recognized under applicable privacy laws.

We do not control how third-party providers process data on their own servers. For detailed information on how these providers handle transferred data, please refer to their respective privacy policies:

You may limit or prevent these transfers by managing your cookie preferences through our consent banner or by using the opt-out tools described in Section 9 of this Policy.


9. Your Cookie Choices and Opt-Out Rights

You may manage cookies in several ways.

Browser Controls

Most browsers allow you to:

  • Block cookies;
  • Delete stored cookies;
  • Restrict certain categories of cookies;
  • Configure privacy settings.

Please note that disabling certain cookies may affect website functionality.

Official browser guidance:


Advertising Opt-Out

You may opt out of personalized advertising through services such as:

👉 Google Ad Settings

Depending on your jurisdiction, you may also have the right to opt out of certain targeted advertising or “sharing” activities under applicable privacy laws.


10. Data Retention

Cookies may remain on your device for different periods depending on their function.

Some cookies are deleted automatically when you close your browser (“session cookies”), while others remain until manually deleted or until they expire (“persistent cookies”).

Retention periods may vary depending on the provider and the specific purpose of the cookie.


11. Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect operational, technological, or legal changes.

When changes are made, the updated version will be posted on this page with a revised “Last Update.”

Your continued use of the Site after updates become effective constitutes acknowledgment of the revised Policy.


12. Contact Us

If you have general questions about this Cookie Policy or our use of cookies, please contact us: 📧 contact@finnances.com

For privacy rights requests, data protection concerns, or legal matters related to cookie processing: 📧 legal@finnances.com