Last Updated: January 6, 2026
PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING OUR WEBSITE. IT AFFECTS YOUR LEGAL RIGHTS.
1. No Financial or Professional Advice
The content on FINNANCES (the “Site”) is provided for general informational and educational purposes only. Nothing on this Site constitutes, or is intended to constitute, personalized financial, investment, legal, tax, or any other professional advice.
You should always consult with qualified, licensed professionals (such as a certified financial planner, investment advisor, accountant, or lawyer) who understand your personal circumstances before making any financial or legal decisions.
2. Not a Registered Advisor / No Fiduciary Duty
FINNANCES DOES NOT hold a license or registration in any jurisdiction as an investment advisor, securities broker, financial planner, or provider of financial services, nor as a law firm or tax consultancy. We are an independent educational project.
Your use of this Site does not create an advisory, fiduciary, client, or professional relationship between you and FINNANCES, its operators, or contributors.
3. High Risk Warning
Financial markets and investing involve significant risk, including the potential loss of your entire principal. Past performance of any asset, market, or strategy discussed is never indicative of future results.
You are solely and exclusively responsible for:
- Evaluating your own financial situation, goals, and risk tolerance.
- Conducting your own research (“due diligence”).
- Making your own investment and financial decisions.
- Understanding the specific risks of any financial product or action.
We do not guarantee any financial outcome, investment return, profitability, economic result, or financial success arising from the use of information provided on this Site.
3A. Independent Judgment and No Reliance
No content published on this Site should be interpreted as a substitute for independent financial research or professional advice tailored to your individual circumstances.
Users are solely responsible for evaluating whether any information, opinion, commentary, educational material, or market discussion published on this Site is appropriate for their personal financial situation, objectives, and risk tolerance.
You agree not to rely exclusively on the Site when making financial, investment, legal, tax, or other professional decisions.
4. Accuracy & Completeness Disclaimer
While we strive for accuracy, the information on this Site is provided “as is” and may become outdated or contain inadvertent errors, omissions, or inaccuracies. We make no representations or warranties of any kind regarding the accuracy, completeness, reliability, suitability, or timeliness of any information.
You agree to not rely solely on any information found on this Site for making decisions.
4A. Third-Party News and Market Information
FINNANCES may compile, curate, summarize, or republish financial news, market data, economic indicators, or analysis sourced from third parties, including but not limited to news agencies, official government publications, financial institutions, and publicly available market data providers.
Such third-party information is provided for general educational and informational purposes only. We make no representation or warranty regarding the accuracy, completeness, timeliness, or fitness for any particular purpose of such third-party content.
The inclusion of third-party news or market information on this Site does not constitute an endorsement, verification, or adoption of the views, opinions, or recommendations of the original source.
Financial markets are inherently volatile. Any market data or news published on this Site may become outdated within minutes of publication. You should always verify current market conditions through official, real-time sources before making any financial decision.
FINNANCES shall not be liable for any loss or damage resulting from your reliance on third-party news or market information published or referenced on this Site.
5. No Endorsement
Mention or description of any third-party product, service, company, platform, or website is for informational and educational illustration only. It does not constitute an endorsement, recommendation, or solicitation to buy, sell, or use that product or service, unless explicitly stated otherwise.
6. Your Assumption of Risk & Release
By using this Site, you expressly acknowledge and assume all risks associated with applying any information found here.
To the maximum extent permitted by law, you release, discharge, and hold harmless FINNANCES, its owners, operators, contributors, and affiliates from any and all claims, losses, liabilities, and damages arising from your use of the Site or reliance on its content.
7. Limitation of Liability
To the fullest extent permitted by law, FINNANCES shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Site. For users outside the EU/UK, our total liability is capped as detailed in our Terms of Use.
This is a summary of key disclaimers. The full legal terms governing your use of the Site are contained in our Terms of Use.
