Investor Profile

Código do perfil de investidor:

1. What is your main goal when investing?

A) Preserve my capital and avoid losses. B) Earn slightly more than a savings account or CD. C) Grow my money steadily, accepting some risk. D) Maximize returns, even if it means high volatility.

2. What is your investment time horizon?

A) Less than 1 year. B) 1 to 3 years. C) 3 to 5 years. D) More than 5 years.

3. How would you react if your investment dropped 15% in one month?

A) I would sell everything to avoid further losses. B) I’d be worried and consider selling. C) I’d stay calm and wait for a recovery. D) I’d see it as a buying opportunity.

4. What is your level of investment experience?

A) None. B) Limited to savings accounts, CDs, or Treasury bonds. C) Some experience with mutual funds or ETFs. D) Extensive experience, including stocks, options, or crypto.

5. Which best describes your current financial situation?

A) I have debt and little savings. B) I’m managing debt and starting to save. C) I’m financially stable with an emergency fund. D) I have strong financial security and invest regularly.

6. Which statement best matches your view on risk?

A) I avoid risk at all costs. B) I can handle a small amount of risk. C) Risk is necessary for reasonable growth. D) I embrace risk to pursue higher returns.

7. If an investment offers a potential 25% return with a 20% chance of loss, you would:

A) Avoid it completely. B) Be cautious but consider it. C) Invest a portion of your funds. D) Go for it — high risk, high reward.

8. What percentage of your monthly income could you comfortably invest?

A) Less than 5%. B) 5% to 10%. C) 10% to 20%. D) Over 20%.

9. How often do you follow financial news or investment trends?

A) Never. B) Occasionally. C) A few times a week. D) Daily.

10. Which scenario would make you feel most satisfied as an investor?

A) Slow and steady growth with minimal risk. B) Modest gains with some fluctuation. C) Higher gains, even with occasional losses. D) Big returns, even if it involves high volatility.

See My Investor Profile

Learn more about your investor profile

Understanding your investor profile is key to making informed decisions that will impact your financial future. Whether you are just starting to invest or looking to refine your strategy, exploring your investment preferences can help you align your goals with the right investment choices.

To learn more about this topic, check out our collection of articles that provide valuable information about different investor profiles and how to make the best decisions for your portfolio.

This will make it easier to plan and manage the investments you want to make to achieve your dream of financial freedom. It is important to keep in mind — and clearly define — how much you will contribute monthly, which assets you will invest in, how long you intend to invest, and what risks you are willing to take.

Check out our financial freedom calculator to plan possible scenarios according to your profile. Remember: no matter the amount, the secret is consistency!